Wholesale brokerage · Real estate investors
Capital for the deal your bank won’t close.
One scenario, several lender paths. Eniji finds the investor-focused credit box that fits your property, timeline, and exit strategy.
Soft credit pull · No broker fees to you · Mon–Fri 8a–6p MT
What happens next
Real terms.
A clear path.
Your scenario goes to the 2–4 lenders most likely to win it.
01 · Loan paths
Built for how investors actually buy.
01
DSCR rental
30-year rental financing qualified on property cash flow, not your tax returns.
From $100K →
02
Fix-and-flip
Purchase plus rehab capital, construction draws, and interest-only structure.
Close in 10–14 days →
03
Bridge
Fast, short-term capital for auctions, off-market acquisitions, and seasoning gaps.
Up to $5M →
04
Portfolio refi
Bundle 5+ rentals into one loan, one payment, and a cleaner way to scale.
From $500K →
05
New construction
Ground-up financing with land and construction leverage for your next build.
Up to 85% LTC →
02 · Why Eniji
The brokerage for the “my lender said no” deal.
01
One application, many credit boxes
We package one file and shop it across DSCR specialists, bridge lenders, and portfolio programs.
02
Edge cases are the point
Sub-1.0 DSCR, low FICO, foreign nationals, complex entities—we know where each belongs.
03
Terms before the application
You see realistic pricing, leverage, and timing before committing to a lender or a hard pull.
04
Paid by the lender
Broker compensation is disclosed on the commitment letter and HUD. No broker fee to you.
03 · How it works
Three steps, no runaround.
Send the deal
A five-minute scenario form. Property, leverage, and exit strategy. Soft pull only.
We shop it
Within 24 hours, your file reaches the 2–4 lenders most likely to win it.
Pick and close
Choose the terms that fit. We coordinate underwriting, appraisal, and closing.
Ready when the deal is
Send the scenario. Get a realistic path forward.
Tell us what you’re buying, refinancing, or trying to save. We’ll tell you which lenders fit and what the timeline looks like.